Your crypto activity, in context

We experimented with using crypto practically, not as an investment, but as a tool. For instance, we paid a couple of contractors using USDC instead of a wire. We've received business reimbursements in stables because it was faster and cheaper than waiting for a bank transfer.

It worked smoothly. Until we had to account for it.

The problem wasn't crypto. It was that crypto lived outside of our finances. The payments we sent were from a wallet our budget had never heard of. The reimbursement came in as USDC, which is 1-for-1 with cash, but it was in an exchange that functioned more like an investment account. We'd check the numbers and try to reconcile where the flow was coming from and where it was going across crypto and traditional financial accounts.

Bank here. Exchange there. Self-custodial wallet in a third place. Each one accurate on its own, but none of them talked to the others.

When April came, we'd catalogue on-chain transactions, reconstructing what happened like a detective solving a case. Was that a contractor payment? A reimbursement? A swap? While the blockchain might not forget, we certainly do.

Crypto is only as useful as your ability to see it alongside everything else. Isolated, it's noise: another login, another number to mentally add or subtract. In context, it's just part of the picture. That's the difference between using crypto and actually understanding what it means for where you stand.

How Moxa handles it

These experiences are why Moxa syncs with crypto exchanges and self-custodial wallets, pulling that activity alongside your bank accounts and credit cards. Not as a separate crypto tab. In the same view, in the same flow.

Stablecoins like USDC and USDT count toward your cash position in dollars, because that's what they are. If they're in dollar increments, that means they belong next to your checking balance, not buried in an investment tracker. Other crypto (like ETH, SOL, and BTC) sits separately, tracked but not conflated with what you have available to spend.

When on-chain activity is detected, you can have Moxa send you a notification prompting you to tag it while it's fresh: contractor payment, lunch out, transfer. Believe us, that April-you will be grateful that March-you left notes.

The truth is that connecting financial accounts to any app requires trust. That's why Moxa's access is read-only, and your data is encrypted at rest and in transit. We can display your data in the app, but we can never initiate a transaction or move funds, including from wallets you sync.

Your money moves across traditional financial institutions and crypto rails. Now your financial picture moves with it.

Ready to see crypto in context?

If you're ready to see your crypto alongside everything else—one view, not five apps—join the Moxa community. We built the framework for variable income and money that moves across fiat and crypto. Start your chapter.