Total financial control, at your fingertips.

Connect accounts, track your runway, and know exactly what you can spend.

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Bank-level security. We never sell your data.
Built by indies, for indies.
Moxa home tab showing Available Cash, Safe to Spend, and Financial Runway
Available Cash All accounts. One number.-> Safe to Spend Free to spend this week.-> Runway Months of runway, your call.->
Unified Cash Position

The relief of one number.

Fiat and crypto, bank accounts and credit card balances. Moxa pulls all of it into a single cash position. Five open tabs and a calculator is not a financial strategy. Clarity is.

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Available Cash ^
0

of 0 total liquidity

Total Cash0
Credit Card Debt0
Available0
Available Credit Debt
Financial Runway

The number that lets you sleep.

How many months of cash do you have at your current spending rate? Runway gives you that number. Drag the slider through Sustain, Baseline, and Grow scenarios to see how your choices change it. Set your spending target to fit the timeframe you need.

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Financial Runway

0 available

Settings
33.7Months

at $5,563/mo

Safe to Spend

Spend without second-guessing.

Your bank balance doesn't know what's coming out next week. Safe to Spend does. It factors in your income average, upcoming bills, and spending target to show you what's actually free to spend right now. Dynamic based on what you earn, or fixed to protect your runway - either way, you're not guessing.

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Safe to Spend
0

Based on your target of 0

Recurring this month 0 paid - 0 left
Seamless Crypto Sync

Your crypto, in context.

Moxa syncs with exchanges and self-custodial wallets, bringing your crypto activity into the same view as your other transactions. Whether stablecoins are part of your regular spending or crypto is a long-term investment, Moxa reflects how you actually use it.

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The Foundation

Mental load, offloaded.

All the basics, rebuilt for a non-basic career.

Business Expense Capture

One swipe. It's business.

A single swipe marks a transaction as a business expense so you're not rebuilding your year from memory in April.

Bill Radar

Nothing sneaks up on you.

Upcoming payments like rent and credit cards bills are surfaced before they hit.

3Rent
7Card
12Insurance
Subscription Tracking

No more "wait, that renewed?"

See every recurring charge in one place. Cancel the ones you forgot about.

<Recurring Payments
LandlordMonthly
$2,000Next charge: Jun 1, 2026
PG&EMonthly
between $110-$180Next charge: Jun 5, 2026
NetflixMonthly
$15Next charge: Jun 20, 2026
Unused SaaSUnused
$49Last opened 84 days ago
Old gymUnused
$39No check-in this year
Net Worth Tracking

Your full picture.

Net worth tracking is about more than vanity metrics. Zoom out to see the impact of what you're building.

Security

Confidence by Design

Read-Only Architecture

Moxa has read-only access to your financial data. We can never initiate a transaction or move funds.

Bank-Level Encryption

AES-256 at rest. TLS in transit. The same standards the institutions holding your money use.

Privacy Promise

We sell a membership, not your data. No ad partners. No lead sharing. Your financial life is yours.

The path gets clearer from here.

Are you ready to see what's possible?

The Indie Playbook

Hard-won knowledge. Shared freely.

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6 min · Safe to Spend

Every fixed spreadsheet budget we set up broke by month two. Moxa’s budgeting that breathes looks at rolling income and spending so safe-to-spend flexes with real life instead of pretending every month is the same.

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5 min · Crypto Sync

Using crypto for real-life payments worked great until we tried to reconcile it. Moxa pulls exchanges and wallets into the same frame as your bank accounts, counts stablecoins as cash, and nudges you to tag activity while it’s fresh so April-you isn’t doing detective work.

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6 min · Unified Cash Position

We used to open five tabs, a spreadsheet, and a calculator just to guess at where we stood.

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