How much money do I have?

It's a question we ask ourselves constantly. Usually at the worst times, like right before a big purchase, after an unexpected expense, or lying in bed at night wondering if we were okay.

And we never had a clean answer.

Between us: a checking account, savings, a few credit cards, crypto across a couple of wallets. Every time we needed to understand our financial position, we had to earn it. Log in here. Check that. Add this, subtract that. Hold five figures in your head while you open the next tab. By the time we had something close to an answer, it was already slipping. There's always a charge clearing, a deposit landing, crypto prices shifting underneath us.

We'd close the laptop and still not feel sure.

When your income isn't steady, the question never goes away. We've had those stretches, with clients on different payment schedules, an invoice two months late, an expense hitting the card before anything came in. You do the math and it looks fine. But "looks fine" isn't the same as knowing. So you do the math again. And again. Each time hoping the number will feel more solid than it did before.

What actually works?

We tried everything. Aggregation apps synced the bank accounts but left our businesses and our crypto out. Spreadsheets felt rigorous until they were three days old and useless. Freelancer tools told us what we'd invoiced, not what we actually had.

Every tool solved part of it. None of them solved we need one number, right now, that we can actually trust.

This is why Moxa unifies checking, savings, credit cards, and crypto into a single liquid number, updated in real time so you never have to wonder. Credit card balances are shown in context, so you see what you have and what you owe. No reconciliation required. Crypto in the same view. No separate login for "the rest of your money." Volatility is visible in real time, so the number stays current.

We still ask ourselves how much money we have, even more now that we're building a startup. But now when we do, we have the number at our fingertips. All of it, in one place.

We can close the laptop and we know exactly where we stand.

Know your number

If you're ready to see one cash position instead of shuffling between six apps, join the Moxa community.